Clear & Independent Thinking

The beginning of a fruitful relationship

Starting the conversation

People are referred to us for any number of reasons by their trusted advisors. Some are less than pleased with the performance of their current investment strategy. They may have outgrown their current advisor. And they often have complex situations or needs to resolve.

Whatever your motivations may be, we’re always amenable to begin a dialogue. The fact is, for the majority of people who meet with us, Essex can make a substantial difference in the long-term performance and security of their investment strategy. It’s a comprehensive and evolving relationship that helps to guide your financial future.

With Essex, “trust” takes on a deeper meaning

What is independent advice?

At Essex Financial, our Registered Investment Advisors (RIAs) are bound by law to put each client’s interests before our own. It’s something called the “trust” or “fiduciary” standard. This makes all the difference in the way your personal advisor approaches your investment strategy. Many investment advisors, such as stockbrokers, are only required to provide “suitable” advice which can be fraught with conflicts of interest.

A transparent approach

What is fee-based advice?

Today, more than ever, investment clients need a crystal-clear picture of how their portfolios are performing. For this reason, a substantial portion of our investment activity is fee-based. It’s an outstanding way for our clients to see the effective and cost-efficient nature of our service offerings. At Essex Financial, this transparent pricing model verifies that clients are getting the most value for their investment dollar.

Establishing milestones that need to be met

Setting Goals

The only way to create an effective and customized financial strategy is by asking the right questions. Often, we need to ask questions that range beyond money management itself.

This deeper level of upfront dialogue is the best way we know to make a thorough appraisal of your current financial status, risk tolerance and long-term objectives. A crucial step for charting a strategic course that will serve you well now, in the future, and across succeeding generations.

Services for every phase of life

Creating a Plan

In our view, every phase in the financial cycle presents distinct challenges and unique opportunities. That’s why a consistent, evolving dialogue is crucial to achieving long-term financial stability and investment success.

At Essex Financial, our recommendations will no doubt change over time, to reflect the evolving nature of your life. Our relationship with you will grow and evolve as well.

An active partner in your financial success

Working With a Team

Essex Financial advisors work in concert with our clients’ trusted legal counsel and accounting professionals toward the achievement of shared goals. The fact that many of our referrals come from attorneys and accountants is a testament to our collaborative approach.

At Essex Financial, we believe our knowledge and acumen is further informed by alternate perspectives. That’s why we welcome the engagement of your entire financial team, to augment our active involvement with your portfolio.